Some of these issues are addressed in "Third Party Beneficiaries," an article by Larry R. Leiby and David S. Hawkins that can be found at http://www.leibylaw.com/CM/ArticlesandForms/ArticlesandForms46.asp, the Leiby Taylor Stearns Linkhorst & Roberts, P.A. law firm Web site.
It can be accessed at http://www.ali.org. The donee/creditor distinction is also beginning to disappear in some states, such as California.5
Home Business Online, provided by The Advantage Corporation, has many free legal forms at its Web site at http://www.homebusinessonline.com/a&r/elibrary/legal/index.shtml/.
Their Web site is at http://www.lectlaw.com/formb.htm.